Pioneer Military Lending offers competitive interest rates and
installment loan products for all ranks. Pioneer ensures that your
payments are manageable, have no hidden fees, and provide you with
friendly and knowledgeable loan associates.
Traditional benchmarks such as FICO scores and income statements
often donít reflect service membersí true creditworthiness. The
Pioneer Services proprietary Military Scoring Model looks beyond
traditional credit scores to give you the credit and the rates you
really deserve on personal unsecured military loans.
Pioneer Military Loans for all ranks and branches of
active-duty and career-retired service members and Department of
Borrow from $500 to $10,000
Interest rates lower than most credit cards and
competitive with banks and credit unions
Deployment Military Pay Information -
OEF / OIF
Read about all of your monetary entitlements when serving in a
combat zone - including Family Separation, Hostile Fire Pay, etc.
Combat Zone Tax Exclusion (CZTE) -
If you serve in a combat zone as an enlisted person or as a warrant
officer (including commissioned warrant officers) for any part of a
month, all your military pay received for military service that
month is excluded from gross income. For commissioned officers, the
monthly exclusion is capped at the highest enlisted pay, plus any
hostile fire or imminent danger pay received.
Hostile Fire Pay/ Tax Free
Exclusion Zone- read the
official regulation A member of a uniformed service may be paid
special pay at the rate of $225 per month and federal taxes
exempt for serving in certain congressionally delegated war zones.
More info -
IRS FAQ page
Savings Deposit Program -
This is different than the Thrift Savings Plan. The SDP allows
a service member that is deployed to the combat zone for more than
30 days to deposit up to $10,000 into the Savings Deposit Program.
The money deposited will gain 10% interest, compounded quarterly.
You can deposit by cash, check, money order, etc. -- all done at
your deployed location. 90 Days later, your money is withdrawn
with 10% interest earned!
Permanent Change of Station (PCS)
PCS Tips and Advice -
Military PCS Advice offers tips and advice on how to prepare for
your movers. Also, check out our
PCS Smooth Move Guide, a
compilation of lessons learned by our users from their many PCS
MOVE.MIL - Official DOD
Personal Property Online Portal -
Basic Allowance for Housing (BAH) Rates -
BAH is based on geographic duty location, pay grade, and dependency
status. The intent of BAH is to provide uniformed service members
accurate and equitable housing compensation based on housing costs
in local civilian housing markets, and is payable when government
quarters are not provided. More info -
Dislocation Allowance (DLA) -
official website The purpose of DLA is to
partially reimburse a member, with or without dependents, for the
expenses incurred in relocating the member's household on a PCS,
housing moves ordered for the Government's convenience, or incident
to an evacuation. This allowance is in addition to all other
allowances authorized in this Volume and may be paid in advance.
More info -
Temporary Lodging Allowance
TLA is provided to partially reimburse a member for the more than
normal expenses incurred while occupying temporary lodgings upon
initial arrival (reporting) at an OCONUS PDS and waiting for
Government quarters assignment. Members are entitled to claim
expenses every 10 days through the housing office.
Temporary Lodging Expense
TLE is intended to partially
pay for lodging/meal expenses when a member/dependent(s) occupy
temporary quarters in CONUS due to a PCS. Maximum
reimbursement is not to exceed five days. If you stayed off base you
must obtain a non-availability form.
Overseas Cost of Living
Allowance (COLA) Rates -
official website The Cost-of Living Allowance, or
COLA is an allowance paid to service members stationed in high-cost
areas overseas (including Alaska and Hawaii). COLA helps maintain
purchasing power so you can purchase about the same goods and
services overseas as in the United States.More info -
Overseas Housing Allowance (OHA) Rates
- official website Overseas
Housing Allowance (OHA) is authorized to assist members in defraying
the excess costs incurred incident to assignment on permanent duty
to a station outside CONUS. The
OHA Ceiling is based off of your rank and accompanied status. This
entitlement is also initiated when you turn in your lease paperwork
to the housing office. See
DOD Installation Information - Worldwide relocation information on major
military and associate installations for use by Service men and
women and their families during permanent change of station moves.